1ST Guaranty Mortgage

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Refinance
Purchase
Renovations
Debt Consolidation
2nd Mortgages
Mortgages up to 125%
Lines of Credit
New Construction

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BORROW

$50,000 - Pay only * $148.33
$100,00 - Pay only * $222.50
$250,000 - Pay only * $741.67
$500,000 - Pay only * $1483.33

* Based on 1 month interest only payment (ARM) at 1.00%, 3.56% average APR, 30 Year Amortization. Subject to average credit score of 650 and verifiable income. Rates subject to change without circumstance.

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Today, for my first post, the deferred interest payment, the minimum payment, or the Negative Amortization

(ARM*) loan. There are
many Naysayers of the
Negative Amortization loan, but I'm neither an advocate nor a detractor of the loan program, but I would really like to show everyone the potential benefits versus the perceived downsides.

Home

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1st Guaranty Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We are committed to representing YOU with these highest level of Professionalism, Integrity, Expertise, and Trust.

Our trusted brokers and lenders will compete for your business, providing you with the most competitive home loan offers on the market. By comparing interest rate quotes, you will be able to make an informed decision on a new home loan, home equity loan, mortgage refinance or second mortgage. Don't forget to use our mortgage calculators to estimate monthly mortgage payments and payoff projections.

New and existing homeowners are often face various challenges when trying to find home loans and ideal mortgage rates. There are several decisions to be made before you can choose the best home loan for you. As a borrower, it is beneficial to understand some basic issues associated with acquiring and maintaining home loans in order to obtain the best mortgage rates.

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